美国银行（BAC.US）拟发行约5年期挂钩三大指数的或有收益自动可赎回票据，年化票息率7.65%

金吾财讯|美国银行（Bank of America Corporation，股票代码BAC）旗下子公司BofA Finance LLC拟发行一笔或有收益自动可赎回收益票据（CUSIP：09712CDW0），预计于2026年6月18日定价，6月24日发行，到期日为2031年6月24日，期限约5年。该票据挂钩于道琼斯工业平均指数、纳斯达克100指数和罗素2000指数中表现最差者。每份票据本金为1000.00美元，公开发行价格为1000.00美元，承销折扣最高为42.25美元，发售代理为BofA Securities, Inc.。若未发生自动赎回，且每个季度观察日所有挂钩指数的收盘水平均大于或等于其起始值的70.00%，则按年化7.65%（每季度1.9125%）的票息率支付或有票息。自2027年6月21日起，若每个指数的收盘水平均大于或等于其起始值的100.00%，票据将被自动赎回，支付本金加当期或有票息。如果票据未被提前赎回，到期时若表现最差指数的期末水平低于其阈值（起始值的70.00%），则本金将面临1:1的下行风险，最高可能损失全部本金；否则，返还全部本金，并支付最终或有票息（若满足条件）。票据由美国银行无条件全额担保，且不在任何证券交易所上市。 英文摘要： Bank of America Corporation (ticker: BAC), through its subsidiary BofA Finance LLC, plans to issue Contingent Income Auto-Callable Yield Notes (CUSIP: 09712CDW0). The Notes are expected to price on June 18, 2026, issue on June 24, 2026, and mature on June 24, 2031, with an approximate 5-year term. The Notes are linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Index, and the Russell 2000 Index. Each Note has a principal amount of $1000.00, with a public offering price of $1000.00 and an underwriting discount of up to $42.25. BofA Securities, Inc. acts as the selling agent. Unless the Notes are called, a contingent coupon will be paid quarterly at a rate of 7.65% per annum (1.9125% per quarter) if the closing level of each Underlying on the applicable Observation Date is at or above 70.00% of its Starting Value. Beginning on June 21, 2027, the Notes will be automatically called if the closing level of each Underlying is at or above 100.00% of its Starting Value, in which case investors will receive the principal amount plus the applicable contingent coupon. If not called and the Least Performing Underlying's Ending Value is below its Threshold Value (70.00% of its Starting Value), the principal will be subject to 1:1 downside exposure, with up to 100.00% of the principal at risk; otherwise, the principal amount is returned, along with a final contingent coupon if conditions are met. The Notes are fully and unconditionally guaranteed by Bank of America Corporation and will not be listed on any securities exchange.